WebI had a WF private loan at about 6%, and my interest rate (variable) with Earnest has been 0.31-0.39% for the last year. On $25k it's around $9 in interest a month, and dropping. … WebMay 2, 2024 · Additional Benefits - 4.5 / 5. Earnest has been around since 2013, and its personal loan and student loan refinancing services have received largely positive reviews, earning a 9.3 from Trustpilot. However, some customers have cited some worrisome changes since the company was bought by Navient in October 2024.
Earnest Money Explained: What Is Earnest Money?
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